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Old 12-15-12, 08:33 AM   #1
classradiance
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Originally Posted by Xringer View Post

I use a small 12V car battery (solar charged) for the LED reading lamp in our master bedroom.
If you short out your 12v Battery (which should be fused)and burn down your home, would your insurance be null and void ?
Does your car have a relevant approval?

Just a thought !!

Ironic that a Solar advert which keeps you tied to a system which sucks you dry of money is above and below our discussion at random.


Last edited by classradiance; 12-15-12 at 08:36 AM..
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Old 12-15-12, 09:08 AM   #2
Xringer
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Quote:
Originally Posted by classradiance View Post
If you short out your 12v Battery (which should be fused)and burn down your home, would your insurance be null and void ?
Does your car have a relevant approval?

Just a thought !!

Ironic that a Solar advert which keeps you tied to a system which sucks you dry of money is above and below our discussion at random.
Insurance companies write their policies, so they always have an 'out'. (We call it the fine print).
They don't have to pay off on much of anything. But, they do pay a lot of claims,
because they would get too much bad PR and not have any customers.

My guess is, anyone who has a TV antenna that got hit by lightning is covered. But, if it's a Ham radio antenna.. Maybe not.

No, wait a second.. They might have "an act of God" in the fine print..

I do have a 3A fuse on the battery clip, but the battery is located underneath my Ham radio desk!
So, regardless of the actual cause of the fire, chances of being covered aren't so good.

The battery charger on my car is UL listed, and I did install a fuse at the battery connection. (There was none with the charger, IIRC).
Chances of being paid, if it sets the garage on fire? 50:50..



Insurance companies aren't really 'nice' people that want to help others.
They want your money. They don't want to give you money.

If you think of it that way, you will be more likely to be careful and use
safety devices where possible. Hopefully, you will reduce the likelihood of a fire or other accident.

If you own a tester or VOM, you might want to test new appliances,
to make sure they have been wired correctly. Sometimes, they make mistakes at the factory.
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