Ryland-
My biggest heating bill EVER since 2006 was around $170 (for 30 days) and that includes electricity. That is in a 1000sq ft uninsulated (walls/attic is fine) ranch with attached garage and unfinished, uninsulated basement.
I will really be interested in seeing how many less therms I use after I get some of these projects taken care of.
I also been reading carpenter ants will make tunnels through foam board (i have those too...i found them in a wood pile...they were everywhere).
Cold this morning. I had 5F at the airport here.
My basement as it sits now: