May I suggest you think of windows two ways. The U-value of the assembly and the air tightness of the window. Look for a modeling program which accounts for air tightness values of windows & doors. Generally, it is a function of gaskets; but also installation. I look for windows with .03 ACH or better, but understand it is part of an overall system. You can substitute less efficient windows & make up for it somewhere else in the design.
I also try to install windows so that the frame is buried IN THE INSULATION ENVELOPE of the building. To do this, you must properly design the rough opening; also design it to minimize thermal bridging.
I could include pix, but can't figure out how to upload. They are not on-line.
PS. install the shades ON THE EXTERIOR of the windows. Once the sunlight (heat) has crossed the energy envelope (window) it's too late!
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