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Originally Posted by Daox
How is your energy usage broken up? Heat is gas I assume? Hot water?
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Heat is natural gas and same with the water heating. Probably a good portion of the electricity is from the clothes dryer. I didn't look too closely at how it was broken up, but I think there was connection charges this one time too. Next time I'll take a look at the units.
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Originally Posted by knowbodies
Are your SaskEnergy payments equalized or is that an actual(estimated) cost?
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They offered an equalized payment plan of something like $82/month, however I preferred to see my fluctuations throughout the year.
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You should however upgrade those windows, the furnace and possibly attic insulation (check your condo rules - it may be considered a common area).
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Yup definitely... the windows are pretty drafty and they slide loosely, which isn't as efficient as the pivoting ones. I'm thinking of adding extra insulation in the roof sometime too.
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SaskEnergy has a $15 rebate available for installing a programmable thermostat.
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Wow, I didn't know that. I still have the original mercury thermostat so changing it is now on my list.
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Financially the best thing you can probably do (assuming this is your first mortgage and you have 25 years to go) is pay down your principal - at this point, one extra payment can take years off your amortization period.
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Definitely! With, my first mortgage payment the principal only went down by $62 and
it drove me nuts! I'm currently accelerating the payments and cut my amortization period from 35 years to just over 14!
Got to love the added help from roommates!