If you go with micros or grid tie only system you are going to want to make sure you disconnect them before starting up a generator as they will likely try to back feed power to the generator and fry it.
You could go with a hybrid bymodal system like those from Outback which have some batteries and will disconnect an emergency panel from the main grid keeping it alive. The Outback systems are bydirectional inverters and support generators so you would have a better time of it.
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