thanks for the input guys.
This isn't my first time here...I can't remember my old login because it has been along time since I last logged in.
I keep hearing about people in New England complaining about the cost of heating oil...heck convert to a NG furnace and it will pay for it self in savings over just one winter.
Seems like NG, heat pump, and radiant water system is the way to go.
I know its a good bit of money up front but it seems like all these things combined with DIY solar is the way to go to have option.