December 2015 housing costs:
Natural Gas - $168.05 (Cold Canadian weather!)
Electricity - $59.11
Water - $94.81
Other expenses:
Telephone - $44.10
Wifi - $40.93 (went down a speed rating & saved money)
Netflix - 8.99
Insurance - $123.45 (cancelled the disability insurance on the mortgage)
Water Heater Rental - $9.63
Property Tax - $310.17
Mortgage P+I - $717.31 (decelerated my mortgage to the original 29 years, 2 months amortization & focusing the extra money on the stock market right now. Buy low!)
Total December '15 Housing Costs: $1,576.55
Rent collection from housemates: $1,200.00
Monthly Deficit:$376.55
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Lots of changes with my finances lately. I was going hard on the mortgage but I've decided that I want to use my funds elsewhere as the mortgage is only at 2.69%.
Nothing to report with renovations right now. It's been crazy busy at work & I've had no time to really do anything.
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