That's true. If I didn't have any gas appliances now, I could skip the $126 of yearly fees and the furnace cost would be replaced by a lower cost air handler that would also provide the best COP for the heat pump. Instead for my current setup I'm better off augmenting the current system with a cheaper efficient mini-split heat pump and using the less efficient furnace for heating when it is cheaper to heat with the heat pump versus the furnace. It would be especially cheaper if I used the mini-split heat pump to heat just the bedroom and leave the rest of the house at a minimal temperature. Setup the projector in the bedroom for the movies/tv/video games, etc and I'd be all set. I don't mind cooking in a colder kitchen.
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