Well as I see it if you pay $8300 to the gov the break even is never you lose $8300. Or take the credit and in 8 years your even. I've been in my house 24 years, so wish I could have done solar way back when, now I'm disabled so lose out on the tax credits and can't physically do a self install, so I leased a system. Still saves me after the lease fee. So I'm happy
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