Here's what April's bills were:
Natural Gas - $89.23 Electricity - $36.64 Water - $49.92 Other expenses: Cable/WiFi - $76.90 Telephone - $57.35 Insurance - $24.50 Condo Fees - $125.00 Property Tax - $106.69 Debt Interest - $438.48 Total April '10 Housing Costs: $1,004.71 Rent collection from roommates: $975.00 Monthly Deficit: $29.71 ------------------------------------------------------------- Well it's getting hot outside so I just moved back into the basement and I'm renting out all 3 rooms upstairs again. I'm working hastily on paying off my borrowed money for the renovations (the new windows look great and seal much nicer!) Month of May should bring in $1,540/month in rental income and I'm moving to full time employment again this summer :) http://sphotos.ak.fbcdn.net/hphotos-..._4195406_n.jpg |
Here's what May's bills were:
Natural Gas - $45.32 Electricity - $59.44 Water - $42.07 Other expenses: Cable/WiFi - $79.10 Telephone - $44.91 Insurance - $24.50 Condo Fees - $125.00 Property Tax - $106.69 Debt Interest - $446.81 Total May '10 Housing Costs: $973.84 Rent collection from roommates: $1,540.00 Monthly Surplus: $566.16 ------------------------------------------------------------- The bills are decreasing due to the summer months. Property taxes went up a bit as well as insurance as they typically do. The prime interest rate in Canada went up by 0.25% so there was a small increase in borrowing costs. I'm in the midst of attempting to refinance my mortgage with the renovation debt so I'll keep you informed :thumbup: |
Babington style waste oil heater pumps
The cam gear pump works fine for filtered WVO or used motor oil Babington heaters and I have installed it on my Babington style heaters.
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The only thing about the cam gear pump is that the
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fire kind of pulses as the cam gear rotates. If you use the spur gear pump that is LDU's stock
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LDU Company also has other parts that I use for building my waste oil burners,
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like gear reduction motors. I find it best to turn the pump slower because you really don't need a whole lot of oil dripping on the atomizer ball.
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Refinance went through!
Here's what June's bills were like:
Natural Gas - $32.60 Electricity - $60.39 Water - $41.20 Other expenses: Cable/WiFi - $32.17 Telephone - $81.55 Insurance - $24.50 Condo Fees - $125.00 Property Tax - $109.26 Debt Interest - $383.83 Total June '10 Housing Costs: $890.50 Rent collection from roommates: $1,540.00 Monthly Surplus: $649.50 -------------------------------------------------------------- Well I'm happy to announce that I refinanced my debts together with the mortgage so my total debt interest took a tumble (and will stay low for the next 3 years at least). Other than my roommate using my cell phone a lot this month & my property taxes inching up, things are have worked out beautifully! |
Thats great news Peakster. I'm in the same boat you are. We're also refinancing to get a lower interest rate. I'm going from 6.75% down to 4.25%. I'm also dropping from a 30 year to a 20 year, getting rid of PMI insurance, and the payment is still $70 less a month!
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The power of refinance is awesome! I had line of credit debt that was going to shoot up in interest rate if I leave my job (which I'm planning on doing), so I had them paid out with the mortgage and closed them completely.
In my case I went with a 3 year fixed at 3.50% (my original mortgage was 4.39% fixed for 3 years 9 months), went from a 33 year amortization to 25 and now I just have one debt to worry about. With the extra cash-flow I'm stuffing the extra cash into savings and it feels good! |
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